Kyle Maloney

Fair-lending exam analytics on CFPB HMDA data: denial-rate disparity index with two-proportion z-tests, denial reasons, higher-priced lending, LMI tract redlining screen, and lender-vs-market benchmarks by LEI, state, MSA, county or tract.

Search HUD LIHTC, FHA-insured multifamily, and public housing layers as one unified property feed. Filter by state, city, program, and minimum units; each row has units, low-income units, owner/manager, lat/lon, and an Opportunity Zone flag. Lead lists for LIHTC investors, developers, lenders.

Qualified Census Tract (QCT) lookup for any coordinate — instantly flag the LIHTC 130% eligible-basis boost per site. Batch lat/lon points against HUD's official QCT layer; each returns in_qct, the 11-digit tract GEOID, state, county FIPS, tract, QCT vintage, and boost-eligible flag. MCP-ready.

Every HUD project-based Section 8, 202 and 811 HAP contract with its true term end (not the funding increment), assisted units, rent-vs-FMR position, owner and management-agent contacts, and a new-since-last-run delta.

Screens project coordinates for the IRA energy-community bonus (10% ITC / +10% PTC) against the operative IRS Notice 2026-39 coal-closure and statistical-area lists plus the DOE/NETL layers. Returns the notice, effective date, Vintage 1/2 eligibility and the prior-list answer.

Karst & sinkhole-risk screener: batch point-in-polygon over the USGS national CONUS_Karst compilation (7 layers: carbonate, evaporite, sandstone karst + pseudokarst). Returns in_karst_terrain, karst type, near-surface vs buried, rock unit, and an editorial sinkhole-risk tier per coordinate.

Pre-opening bar & restaurant leads from state liquor registries. Pulls NEW licenses + PENDING applications from TX TABC, NY SLA, FL DBPR — normalized business type, address, owner, dates. Delta mode emits only new applications, newly issued licenses, and status changes.

Tunnel inventory & tunnel risk screening for every US road tunnel in the FHWA National Tunnel Inventory (NTAD). One row per tunnel with a composite 0-100 risk score plus hazmat, load-posting, low-clearance and overdue-inspection flags. For freight/hazmat routing, insurers and asset managers.

Screen any lat/lon against USGS NHDPlus HR surface water. 94 fields: exact distance to the nearest perennial, intermittent and ephemeral reach, waterbody type and purpose, mean annual flow, stream order, HUC-8/10/12, a jurisdictional-likelihood call with its reasoning, and a Section 404/WOTUS flag.

Screen coastal & offshore coordinates against live NOAA Essential Fish Habitat (EFH) polygons. Per point: designated species/sites, life stages, fishery-management council, acres, state-waters flag, and a Magnuson-Stevens EFH consultation flag. Batch, MCP-ready. $0.01 per asset check.

Batch coordinates to the NOAA sea level rise increment at which each site first floods (0-10 ft above MHHW), with confidence class, inundated vs low-lying split, levee-exclusion flag and nearest high-tide-flooding thresholds. Out-of-coverage is reported explicitly, never as a false clear. MCP-ready.

County-level severe-weather climatology from NOAA's Storm Events Database. For any US county or state and year range, get per-peril event frequency, casualties, and property/crop damage, plus a composite peril risk score. Built for P&C underwriting, reinsurance, and catastrophe siting. Keyless.

Batch solar resource assessment via NREL PVWatts v8. Lat/lon list in; annual/monthly kWh yield, capacity factor, irradiance, and a solar-worthiness class out. The resource-quality layer for solar, storage, and data-center siting.

Screen coordinates against the NPS National Register of Historic Places. Per asset: nearest listed property, National Historic Landmark flag, listed-district point-in-polygon, plus Section 106 review and 20% historic tax-credit screening flags.

Screens any US coordinate or geography against the 242,108-crossing FRA/NTAD grade crossing inventory joined to 50 years of FRA Form 57 accident history. Returns warning devices, traffic and train exposure, fatalities and a per-crossing risk score. A zero is a verified negative.

Natural gas pipeline proximity check for site selection, ROW encroachment, and Phase I due diligence. Batch lat/lon in; nearest-pipeline distance, operator, interstate/intrastate type, status, and encroachment band out. Built on the USDOT NTAD / EIA national pipeline layer.

Bulk NYC landlord & managing-agent contact lead lists from HPD building registrations. Killer filter: portfolio size — target owners of 5-50 Bronx buildings. Rolls up buildings per contact with business address, boroughs, ZIPs & samples. For prop-mgmt, insurance, lender & proptech sales.

Screen any US coordinate against 117,672 USGS-documented orphaned oil and gas wells. Returns count in radius, nearest-well distance and bearing, status, well type, positional accuracy and a Phase I ESA risk signal. Covers 27 states; a site outside coverage is reported as such, never as clear.

Establishment-level OSHA Form 300A injury and illness data from the OSHA Injury Tracking Application (ITA), CY2016 onward. Total Case Rate and DART injury rates from OSHA's own formula, a peer-industry median benchmark computed from the filers themselves, and a year-over-year delta. Keyless.

Protected lands + public land ownership screener. Point-in-polygon check of coordinates against USGS PAD-US: returns owner/manager agency, Federal/State/Local/Private type, designation, GAP status and public access per asset.

PBGC trusteed pension plan tracker: every defined-benefit plan taken over by PBGC, with sponsor, state, trusteeship date, participants and case number. Delta mode surfaces newly failed plans each run — a hard corporate-distress signal for credit, vendor-risk and distressed-debt teams.

Track auditor switches, engagement-partner rotations, SOX five-year partner tenure, first-year audits and offshore component-audit disclosure across every SEC issuer, benefit plan and fund from PCAOB Form AP filings. Return only what is new since your last run, or roll up mandate wins per firm.

Real estate licensee lead feeds for recruiters: TREC daily new license applications (future agents), newly licensed agents, and agent-switched-broker (affiliation change) events. TX live via Socrata; FL weekly DBPR roster. Normalized records with license, status, county, sponsoring broker.

Track SEC Regulation A / Reg A+ offerings end to end from EDGAR, keyless: 1-A offerings and 253G2 circulars, 1-K annual reports, 1-U material events and 1-Z exit reports with sell-through. Feed, issuer, outcomes and delta modes — the outcome lifecycle the offering-only incumbents never sell.